Bond Repayment Factor Table
Bond Repayment Factor Table
Posted on August 1st, 2006
Huis-Huis
| |
5 years |
10 years |
15 years |
20 years |
25 years |
30 years |
| 0.0% |
R 16.67 |
R 8.33 |
R 5.56 |
R 4.17 |
R 3.33 |
R 2.78 |
| 0.5% |
R 16.88 |
R 8.55 |
R 5.77 |
R 4.38 |
R 3.55 |
R 2.99 |
| 1.0% |
R 17.09 |
R 8.76 |
R 5.98 |
R 4.60 |
R 3.77 |
R 3.22 |
| 1.5% |
R 17.31 |
R 8.98 |
R 6.21 |
R 4.83 |
R 4.00 |
R 3.45 |
| 2.0% |
R 17.53 |
R 9.20 |
R 6.44 |
R 5.06 |
R 4.24 |
R 3.70 |
| 2.5% |
R 17.75 |
R 9.43 |
R 6.67 |
R 5.30 |
R 4.49 |
R 3.95 |
| 3.0% |
R 17.97 |
R 9.66 |
R 6.91 |
R 5.55 |
R 4.74 |
R 4.22 |
| 3.5% |
R 18.19 |
R 9.89 |
R 7.15 |
R 5.80 |
R 5.01 |
R 4.49 |
| 4.0% |
R 18.42 |
R 10.12 |
R 7.40 |
R 6.06 |
R 5.28 |
R 4.77 |
| 4.5% |
R 18.64 |
R 10.36 |
R 7.65 |
R 6.33 |
R 5.56 |
R 5.07 |
| 5.0% |
R 18.87 |
R 10.61 |
R 7.91 |
R 6.60 |
R 5.85 |
R 5.37 |
| 5.5% |
R 19.10 |
R 10.85 |
R 8.17 |
R 6.88 |
R 6.14 |
R 5.68 |
| 6.0% |
R 19.33 |
R 11.10 |
R 8.44 |
R 7.16 |
R 6.44 |
R 6.00 |
| 6.5% |
R 19.57 |
R 11.35 |
R 8.71 |
R 7.46 |
R 6.75 |
R 6.32 |
| 7.0% |
R 19.80 |
R 11.61 |
R 8.99 |
R 7.75 |
R 7.07 |
R 6.65 |
| 7.5% |
R 20.04 |
R 11.87 |
R 9.27 |
R 8.06 |
R 7.39 |
R 6.99 |
| 8.0% |
R 20.28 |
R 12.13 |
R 9.56 |
R 8.36 |
R 7.72 |
R 7.34 |
| 8.5% |
R 20.52 |
R 12.40 |
R 9.85 |
R 8.68 |
R 8.05 |
R 7.69 |
| 9.0% |
R 20.76 |
R 12.67 |
R 10.14 |
R 9.00 |
R 8.39 |
R 8.05 |
| 9.5% |
R 21.00 |
R 12.94 |
R 10.44 |
R 9.32 |
R 8.74 |
R 8.41 |
| 10.0% |
R 21.25 |
R 13.22 |
R 10.75 |
R 9.65 |
R 9.09 |
R 8.78 |
| 10.5% |
R 21.49 |
R 13.49 |
R 11.05 |
R 9.98 |
R 9.44 |
R 9.15 |
| 11.0% |
R 21.74 |
R 13.78 |
R 11.37 |
R 10.32 |
R 9.80 |
R 9.52 |
| 11.5% |
R 21.99 |
R 14.06 |
R 11.68 |
R 10.66 |
R 10.16 |
R 9.90 |
| 12.0% |
R 22.24 |
R 14.35 |
R 12.00 |
R 11.01 |
R 10.53 |
R 10.29 |
| 12.5% |
R 22.50 |
R 14.64 |
R 12.33 |
R 11.36 |
R 10.90 |
R 10.67 |
| 13.0% |
R 22.75 |
R 14.93 |
R 12.65 |
R 11.72 |
R 11.28 |
R 11.06 |
| 13.5% |
R 23.01 |
R 15.23 |
R 12.98 |
R 12.07 |
R 11.66 |
R 11.45 |
| 14.0% |
R 23.27 |
R 15.53 |
R 13.32 |
R 12.44 |
R 12.04 |
R 11.85 |
| 14.5% |
R 23.53 |
R 15.83 |
R 13.66 |
R 12.80 |
R 12.42 |
R 12.25 |
| 15.0% |
R 23.79 |
R 16.13 |
R 14.00 |
R 13.17 |
R 12.81 |
R 12.64 |
| 15.5% |
R 24.05 |
R 16.44 |
R 14.34 |
R 13.54 |
R 13.20 |
R 13.05 |
| 16.0% |
R 24.32 |
R 16.75 |
R 14.69 |
R 13.91 |
R 13.59 |
R 13.45 |
| 16.5% |
R 24.58 |
R 17.06 |
R 15.04 |
R 14.29 |
R 13.98 |
R 13.85 |
| 17.0% |
R 24.85 |
R 17.38 |
R 15.39 |
R 14.67 |
R 14.38 |
R 14.26 |
| 17.5% |
R 25.12 |
R 17.70 |
R 15.75 |
R 15.05 |
R 14.78 |
R 14.66 |
| 18.0% |
R 25.39 |
R 18.02 |
R 16.10 |
R 15.43 |
R 15.17 |
R 15.07 |
| 18.5% |
R 25.67 |
R 18.34 |
R 16.47 |
R 15.82 |
R 15.57 |
R 15.48 |
| 19.0% |
R 25.94 |
R 18.67 |
R 16.83 |
R 16.21 |
R 15.98 |
R 15.89 |
| 19.5% |
R 26.22 |
R 19.00 |
R 17.19 |
R 16.60 |
R 16.38 |
R 16.30 |
| 20.0% |
R 26.49 |
R 19.33 |
R 17.56 |
R 16.99 |
R 16.78 |
R 16.71 |
| 20.5% |
R 26.77 |
R 19.66 |
R 17.93 |
R 17.38 |
R 17.19 |
R 17.12 |
| 21.0% |
R 27.05 |
R 19.99 |
R 18.31 |
R 17.78 |
R 17.60 |
R 17.53 |
| 21.5% |
R 27.34 |
R 20.33 |
R 18.68 |
R 18.17 |
R 18.00 |
R 17.95 |
| 22.0% |
R 27.62 |
R 20.67 |
R 19.06 |
R 18.57 |
R 18.41 |
R 18.36 |
| 22.5% |
R 27.90 |
R 21.01 |
R 19.44 |
R 18.97 |
R 18.82 |
R 18.77 |
| 23.0% |
R 28.19 |
R 21.35 |
R 19.82 |
R 19.37 |
R 19.23 |
R 19.19 |
| 23.5% |
R 28.48 |
R 21.70 |
R 20.20 |
R 19.77 |
R 19.64 |
R 19.60 |
| 24.0% |
R 28.77 |
R 22.05 |
R 20.58 |
R 20.17 |
R 20.05 |
R 20.02 |
| 24.5% |
R 29.06 |
R 22.40 |
R 20.97 |
R 20.58 |
R 20.46 |
R 20.43 |
| 25.0% |
R 29.35 |
R 22.75 |
R 21.36 |
R 20.98 |
R 20.88 |
R 20.85 |
| 25.5% |
R 29.65 |
R 23.10 |
R 21.74 |
R 21.39 |
R 21.29 |
R 21.26 |
| 26.0% |
R 29.94 |
R 23.46 |
R 22.13 |
R 21.79 |
R 21.70 |
R 21.68 |
| 26.5% |
R 30.24 |
R 23.82 |
R 22.53 |
R 22.20 |
R 22.11 |
R 22.09 |
| 27.0% |
R 30.54 |
R 24.17 |
R 22.92 |
R 22.61 |
R 22.53 |
R 22.51 |
| 27.5% |
R 30.83 |
R 24.53 |
R 23.31 |
R 23.02 |
R 22.94 |
R 22.92 |
| 28.0% |
R 31.14 |
R 24.90 |
R 23.71 |
R 23.43 |
R 23.36 |
R 23.34 |
| 28.5% |
R 31.44 |
R 25.26 |
R 24.10 |
R 23.84 |
R 23.77 |
R 23.76 |
| 29.0% |
R 31.74 |
R 25.63 |
R 24.50 |
R 24.25 |
R 24.19 |
R 24.17 |
| 29.5% |
R 32.05 |
R 25.99 |
R 24.90 |
R 24.66 |
R 24.60 |
R 24.59 |
| 30.0% |
R 32.35 |
R 26.36 |
R 25.30 |
R 25.07 |
R 25.02 |
R 25.00 |
Maximum Monthly Payment = Gross Monthly Income x 0.3
Maximum Bond Amount = Maximum Monthly Payment ÷ f x 1000
(f is the bond repayment factor that correlates with the loan term and interest rate that applies to you)
Maximum Monthly Payment = Bond Amount ÷ 1000 x f
This bond repayment factor table is available on the Huis-Huis website at http://huis-huis.co.za/bond-repayment-factor-table-full-13/
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